ABOUT

Master your money in 2026! We break down Trump’s 10% credit card cap, the 50-year
mortgage trap, and how to use a 529 plan to Roth IRA rollover to build generational wealth tax-
free.

In this episode of Red, White and Green, Ted Jenkin and Southside Steve Rickman go beyond
the headlines to explain how money actually works in today’s economy. We analyze the real-
world impact of the new credit card interest rate caps and why the “affordability” of a 50-year
mortgage is actually a massive debt trap. You’ll also learn the “They Didn’t Teach You This”
secrets of college savings and how to roll unused 529 funds into a Roth IRA.

Later, we enter The Green Room with Chris Lalomia of The Trusted Toolbox to discuss the
gritty side of entrepreneurship and building a multi-million dollar business. Finally, don’t miss our
Money Hacks segment for a Chick-fil-A trick that saves your family money every single visit.

TAKEAWAYS

Trump’s 10% Interest Cap: We debate the proposed credit card interest cap and why “killing
the free market” could actually hurt high-risk borrowers.

The End of the Penny: Why the U.S. Mint is losing money on every cent and nickel produced,
and what the move to a digital economy means for your wallet.
The 529 Roth IRA Loophole: How to use the new SECURE 2.0 rule to roll over up to $35,000
in unused college savings into a tax-free retirement account.

The $80 Millionaire: CEO Chris Lalomia joins The Green Room to share how he built a
handyman empire by professionalizing a fragmented market.

The Chick-fil-A Hack: Learn the exact “separate parts” ordering strategy that saves a family of
four over $5.00 every single visit.

Market Watch: Why copper is the metal to watch in 2026 and how to spot “insane” 100-month
debt traps.

Episode timeline

  • 00:00 Intro
  • 00:00 News You Can Use: Trump’s 10% Credit Card Cap & The Death of the Penny
  • 00:00 They Didn’t Teach You This: 529 Plan Hacks & Roth IRA Rollovers
  • 00:00 The Green Room: Interview with Chris Lalomia
  • 00:00 Money Hacks: Saving $5+ at Chick-fil-A Every Time
  • 00:00 Red, White and Seen: Next Week’s Preview & Metal Price Alerts
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