73% of Adults are Failing this Money Test—How to Protect Your Wealth in 2026

Hey everybody, welcome to another episode of the Red, White, and Green Show, where every week we give you financial advice for people who love America and also love capitalism and making money and everything like that.

Of course, you I love that dance here with my co-host every week, Southside, Steven Rickman. I just love America and I love money and I love everything that we're doing and I know we're helping people and that just makes me feel good.

>> Steve, we had a great show today. Uh we're going to talk a little bit about something that I think you'll like, especially with the Southside called the Caviar McNugget. I want to tell you something Caviar McNugget.

>> Yes, I'm going to tell you about this. I'm going to tell you, Steve, we're going to talk about the Super Bowl next year. It may be the worst Super Bowl for husbands around the country in the history of the Super Bowls.

>> I thought we just had that. >> No, that wasn't it. That wasn't okay. Yeah, we're not talking about this is going to be even worse. >> This one's going to be worse.

>> Going into next year, a lot of people have asked us now that we're doing this show about capitalism. We're going to do this. They didn't teach you this. Talk to you about how capitalism works versus socialism. And of course, right around the corner, are you doing spring break?

>> Yes. I mean, I'm not. I'm doing a I'm doing a station. >> Oh, okay. Because you know what? Sometimes when everybody leaves to go places, I save money. Our kids are at home and I can take them to the little places around town, the jumping pads. We can go into the arcade or anything

around and there's hardly anybody in town. So, it becomes a vacation. I save a lot of money and the kids have fun. >> Well, we're going to give you some money hacks on how to actually save money on spring break as you planned it. Even if you take a station, of course, every week we also do the green room. we're

going to have on our friend Brandon Lewis who's an unbelievable CEO. He built a tremendous net worth. Stick around to see that on here on Red, White, and Green. So, every week, uh, Steve, I like starting off because we kind of yuck it up a little bit and talk about news you can use.

>> I love news I can use. >> I did tease this in the opening. >> Oh, is this the McNugget thing? >> But there is a new uh phenomenon that's going on. They call this the high low phenomenon, Steve, which is basically to take lower grade food. I'm not saying McDonald's is low-grade food. I'm just

saying it's lower grade food and put it with something incredibly fancy. >> Mhm. >> So, right now McDonald's and it's completely sold out. Steve came up with the caviar McNugget kit. Let me tell you what's in it.

>> How have I not heard of >> Then I want to hear your comment. The McDonald's McNugget Caviar Kit has a 1 oz tin of McNugget Caviar. Of course, a 25 McDonald's gift card, creme fresh, cuz you need that in there. And a mother of pearl caviar spoon. And it is hitting Tik Tok and Instagram like crazy. People

are stopping getting McNuggets and getting caviar and putting it on there. >> Cannot believe that. Cannot. I mean, I've had caviar. Do you like caviar? >> No, I don't like it.

>> I don't either. I mean, I've had it. >> I had it once. It just looked all slimy and squirmy. I didn't I didn't like it all together. >> But how about that with a McNugget of all things? My kids eat McNuggets.

>> What does this say to you? It says right now people are complaining about money and inflation. >> Yeah. >> So, somebody was in line and they said, "I feel bad. I got to get McNuggets." Which we're not quite sure chicken nugget. Exactly. Some people say it's

miscellaneous meat. That's what they call it. >> Like a hot dog. >> Something like that. Miscellaneous kind of meat that may be in there. But let's just get a little caviar and put it on top of it. So now you you sell bourbon and stuff like that. You need to be

thinking about trends right now of super lowgrade food, >> right? >> And then adding something super highrade to it.

>> Okay, I can do that. Like those frozen pizzas. I'm thinking about it already. I get one of those horrible Red Baron. Sorry, Red Baron. I went after you. Uh but they're like $5 pizzas and you put something really good on it.

>> I think so. Yeah. This is where you get like truffles or something like that and you put Red Baron and Truffles and you create your own Tik Tok trend. This thing is sold out. You can't get it all together.

>> And I love the $25 McDonald's. >> Would you like me to bring next week on the show and you and I will try Caviar McNuggets? >> I'll do it.

>> Would you do it? >> I'll do it. I will do it. >> And some Yeah, come on bourbon. >> We're going to do that. I wouldn't miss next week.

>> Got it on the show. We're going to do it. Caviar McNuggets. And we're going to have some Yeah, come on bourbon. >> That's good stuff. Steve, there was an article and I didn't even realize this.

I don't think most men in America realize that this is even going to happen yet. Next year, the Super Bowl falls on Valentine's Day. And I would like to know you as a man that loves football and many men that love football, what will you choose next year? Will you choose the Valentine's

Day date and all the fixings that come with it? >> Or will you choose Super Bowl? >> I can tell you. I know what I'm going to do.

>> I'm Super Bowl. >> Super Bowl. What will you tell the wife when she goes, "It's only a game. We can go out and have dinner. Everyone's going to be watching the Super Bowl. We can get a fancy table at a nice restaurant.

We don't You want to watch the Super Bowl over us having a romantic evening?" >> 100%. Because here's you have great money hacks and I know you'll have one on the show. So the red, white, and green gives you a great money hack and I love going to implement whatever you come up with. That's very fun. But I

will tell you, don't go out on February 14th. Don't buy flowers that day. >> Don't do it. >> Don't get the flowers 4 days earlier or 2 days after. Go out before after. On that night, everything is twice as expensive. It's amateur hour. You're going to drop more money than you need

to. Reservations are going to be tough. Stay at home and watch the Super Bowl. >> I've got two thoughts for you. First of all, what about the Super Bowl of love? >> Oh, that's a good one.

>> Well, watch the Super Bowl. That is that no good? Is that too? Hey, honey. Welcome to the Super Bowl of love. Yeah, I don't think my wife would go for that. I don't think many wives will. There will be wives upset.

>> I have an idea for you and I though because we talk about capitalism on this show and this is what it's about. What if you and I uh now start production uh and we'll make these of little Chinese chocolate footballs and what we'll do is we'll sell them because people are going to be looking for stuff to have a little

bit of like a Valentine's Day theme and we wrap it up in nice uh pink and red tin foil and everything like that. You and I can sell lots of little tiny chocolate footballs and we make a whole bunch of money realizing that most of the men are not going to want to go out for dinner. They're not. They're going

to want to watch the Super Bowl, but yet they need to know I got to have a little romance. If I'm drinking beer with all my buddies, it's not going to be that romantic.

>> No, it's not. It will not be romantic. And that's a way to bring the wife in and let her know that you care. That's a brilliant idea. Chocolate footballs. >> All right, so we're on it. Chocolate footballs. We got caviar McNuggets that are coming up with some Yeah, come on bourbon. But this one shocked me, Steve.

This is the news you can use the story on here. 73% of US adults, we're not talking about our moms. No, talking about 73% of US adults have fallen for an online scam.

>> Yeah, I hear that often. >> Why is that? Why Why is so many people fall for a scam online? >> It just sounds too good. Sounds too good to be true. They talk fast and they they're nice and they're and and they just use these people. I know a woman that got burned for four grand. I just

heard the story. And she's 60. But some people just don't understand. I don't think people are gullible. Actually, I don't think that's the reason they fall for the scam. I think people have what I call to be clicky ititis >> because they see an email, maybe it comes from Wells Fargo or Bank of

America or somebody says your virus is expiring on your computer and you've got to sign up for this and it looks real. >> Okay? Because first of all, people Steve don't read where the email came from.

>> So, if it was from Wells Fargo, it's going to have a Wells Fargo domain. If you really clicked on the email that it's >> USC it's fake.

>> Yeah, it says Wells Fargo, but then when you open it up, it says liked denmark.rz.it something else. Then you know you've been scammed. But do you know how many people click those things like on your phone now all these things will come in there and saying, "Hey, look, you're you

you just got to pay us for the Apple 17 phone that you ordered or whatever it may be." >> You clicked it and then they got you. How about when they tell you to try something for 5 days and then you can drop it, but there's no way to drop it.

You can't. It takes three months to figure out how to drop it and you've been build and most people just let that happen. >> And God forbid you watch porn, Steve, because once you do that, I'm I'm not picking on you. I'm just saying god forbid you do it. Then they really got

all of your data and information and we didn't see the things that you're going to get served up. >> I have an incredible imagination. >> I'm not watching porn.

>> Good. My wife watches this this show. >> Maybe you can bottle it up and sell it too or something like that. I'm not I'm not doing it for >> you want to not get scammed out of your money. Here's our number one advice on red, white, and green. Read read the whole email. Check the email address.

Okay. >> That takes too much time for some people. But you're right. That's exactly what you have to do. >> It does cuz people are thumbing money.

Oh, and they click all that stuff. >> Yes, you're right. I'm looking forward to trying those uh caviar McNuggets. I want to say >> I can't believe it's real. I mean, I I I cannot believe that's a real thing.

>> If it's really good, we'll do it with something with Chick-fil-A. We'll all We'll get it up. >> Well, yeah. Let's take it up a notch. What's wrong with >> Chick-fil-A Mciar Chick-fil-A deal be good. Well, hopefully that's some news that you can

use. And uh every week, and this is probably one of the most important topics we'll talk about on Red, White, and Green, because we said in this show that Steve and I, we would teach you not only how to keep your money, but how to make money. And in this week's episode of They Didn't Teach You This, I want to

talk to people about the difference between capitalism and socialism. And Steve, I want to I just want to start off and say, can you tell me three countries that you believe are are socialist countries?

>> Russia. Uh >> okay. Cuba, >> Russia, China, >> Cuba, China. Now, I'm going to say this to our audience this week that that actually, if you heard that, you would have said communist, communist, communist, and the reality is Steve that

socialist countries, the ones that are really socialist >> are almost always communist. >> They're all the socialist. So when you look at Russia, China, Vietnam, >> Cuba, any of those countries, they are socialist countries. Why is that? Why is that? Because everybody has what?

>> Everybody has uh money. No money. >> Oh, everyone gets >> Everybody has equality. >> You get the same thing. Listen, if you live in China, you're working for $2 an hour. The government tells you what to do. The government tells you what you >> Oh, yeah. Government tells you

everything. Yeah. >> You think you're getting up tomorrow and open up a pink berry? No, you're not. You're not opening up a a store or anything like that. You can't do side gigs. You can't do anything.

>> There's no side gigs. You're not freelancing on eBay and stuff like that. There is no eBay there in China. It doesn't It doesn't >> That's why I love capitalism. I mean, you know what? You should be able to keep and make as much as you can make.

Nobody should tell you the ceiling. And everybody shouldn't be equal, right? >> So, I wrote this cuz I want to define it for people so you understand what this is cuz it's not a villain system. It's a beautiful system and why we've been doing it for 250 years. Capitalism is a system where people are free to create

businesses. Free free to create whatever we want tomorrow. And then customers will ultimately do what? They will vote with their money, with their feet. And the market will decide.

>> Market always decides. >> The market always decides. Listen, folks, there were people when Steve and I were growing up that made millions of dollars selling a pet rock.

>> Oh, that one killed. >> Did you have a pet rock? >> Yes. Yes, I had a pet rock. >> It was like $7 for a rock. >> Yeah. And we bought it at like one of these like camps we went to and they were for sale in one of these little old school

>> stores. So like if you think you could take a piece of driftwood today and you could basically sell for $7 and call what it is. Say it's you know b your anxiety stick or something like that.

You know now a piece of driftwood's an anxiety stick you could make a lot of money right and then there are great great ideas of people like Elon Musk or Bill Gates that created things that reshaped the way that society is today.

So the reality is in a capitalist society, you you United States American citizens, the market, you decide everything that happens. Let's let's talk about a simple example. We got person A who's making homemade cookies that cost $2.

>> Okay, >> we got a person that lives next door to them that's making homemade cookies and they cost $4. One would think in hearing that equation immediately, what?

>> The $4 one's better. >> Do you think that? I do. >> What's the beauty? The market. The market just decided there. Cuz some people would say, "I'm going to pay him $4 for a chocolate chip cookie. No, I'm only going to pay $2." But there are people today that go to places we have

here like Jenny's ice cream and they pay like, you know, $18 million for a pint of Earl Gay flavored ice cream or Brambleberry. Do you even know what a Brambleberry? No.

>> I had Brambleberry ice cream at Jenny's and I even know what Brambleberry is. >> Yeah. And it was 18 bucks a quart. I will tell you that I had a brother that was in the corporate field and he worked for Pay Less Shoes. So I would call his corporate office and whoever picked up I go, "Hey, this is Steve with Pay More

Shoes. I just want to let you know that people are paying more and they're bragging about it. People want to pay more. They don't want to pay less." But there you go. I I I honestly think when I see a bigger price tag, I think quality. And I hate that that I even think that way. But this is the beauty

about capitalism in America. People compete to solve problems and serve people better or create things that they hope will serve people better in society. And in the law of supply and demand, which ultimately dictates price, >> the market and the consumers decides what makes sense and what doesn't and

for how long. >> Yeah. >> This is why you've had cereals on the shelf like Cheerios that have lasted forever.

>> People love it. >> And there are other cereals that you ate that may not exist anymore. But what Cheerios did that was so smart, it's plain for the guy that doesn't want sugar, but if you sprinkle sugar on it, tastes good. But then you realize there's a a little hack that if you take

it and you heat them and you put butter, hot butter on them and eat them, it's a great snack watching movies. Cheerios has different functions. >> Do you know why there was the death of the TV dinner? Cuz I know you had them when you were watching Loveboat and Fantasy Island as a kid.

>> Always. >> What happened to the death of the TV dinner? It used to be the greatest thing in the world, but the market eventually decided, especially when microwaves came around, you didn't have to pop the TV dinner into the stove. What the hell am I going to wait 30 minutes to have a bad

chocolate brownie and a Salisbury steak? I might as well put the damn thing into the microwave and I can get it done in 2 minutes. So, that's what they're saying. >> And the apple pie.

>> And the apple. Did you stick your finger in? >> I always stuck my finger in it. And I can only eat the center of the brownie. >> It's horrible. But the point of it is price is all relative and this is the way capitalism works today. Don't get mad at people like Elon Musk. The fact

that he created the first real good electric vehicle here in America and people started buying it because he did something different. That's why he's worth a billion dollars. He basically now can fly people to the moon or he put other people into space. That's why he's he's got things now that can make people

who literally had no brain function with Neurolink have brain function. He's creating robots. This is why the guy makes a lot of money. Now, let me remind you this. If you want to make a lot of money with capitalism, it isn't just coming up with an idea. There's a big R word and that's called risk. In order to

be able to get reward, you have to be able to take risk. That's why people that are W2 in a company, you can't really whine about it because you got a job. And if you don't bring revenue into the company, you're not really growing the top line of the company. That's why the number one thing for entrepreneurs,

you got to grow topline revenue. >> Got to. You got to. It's safe under that W2 umbrella. It is. Even if things aren't working, you probably can keep your job and everything's done for you.

Your taxes are separated. You got this or that. You become an entrepreneur, man. You've got to do it all yourself. And nobody tells you what time to be at work. So, I just remind people that what I love about this is that capitalism is rewarded because if you have a great idea, you can figure out how to engineer

it financially or you just do it with blood, sweat, and tears. You put the right pricing out there and you solve a problem with the product. That is how you can make a lot of money. I don't care if you're selling stuff on Etsy. I have a friend making $2 million a year in Florida selling things on on Etsy. Or

you come up with the this >> Oh, you want to meet her? Yeah. Her >> She makes a beautiful piece of soap. >> Is it on a rope? Because I love soap on a rope. I didn't know you had that person up your sleeve, but that's incredible.

>> It is. It's But it's not It's not You were thinking it's on your neck. It's a waist driven soap on a rope. Waist chain. What's up? I'm dancing. I've done a lot of dancing on this show.

I don't know. I apologize. I'm standing. >> So, remember this. You know, if you want the government to basically run the economy and have people decide your future, countries like Sweden, Denmark, Norway, I often hear people say, "Well, there's they're socialist countries." No, they're not. Do your homework,

friends. They are capitalist countries. They just happen to have more social safety nets. That's the discussion in our country, Steve, is that people are like, "Well, we have social security, which is a safety net. Do we need a safety net with health insurance or a safety net for people that don't make as

much money?" That's not for us to decide. This is what the markets are going to decide over time whether we need it or not. So all those countries, all the ones that you know and love, they're all capitalists. I hate to burst your bubble. They're all capitalism.

They just happen to have more of a social democracy. Everything you hate and the countries that are out there that are communists are the ones that are really socialist. That's how I explain it.

>> Wow. That's true. >> Can we do that in seven minutes or what? >> We did that in It was actually eight minutes and it was fantastic. >> So listen, broke it down. is your opportunity to get out of the chair, come up with an idea with chat GPT and Gemini today. You have no excuses to not

have something help you with ideas because by gosh, they could get you a ton of them. >> They sure can. >> So, that was this week's episode of They Didn't Teach You This, you learn the difference between capitalism and socialism. Next up, we're going to get

into the green room. Southside Sea is going to interview a legendary CEO and successful entrepreneur, Brandon Lewis. >> Money. I want to welcome our guest into the green room. Welcome. And I also want to say that uh I can tell by the way you dress, Brandon, that you've made a lot

of money. This is Brandon Lewis with us today. And I just want to know how did you get rich? That's one of the first questions we love to ask in the green room if it's not too personal.

>> Well, good to see you and uh thanks for having me. You know, I did the same thing every day for a lot of days. uh was very consistent in in what I was doing. Uh worked really hard. Had a lot of luck.

>> Luck. >> Little a lot of luck. >> I love it when somebody says luck plays a role in it. And I think it does. I think with a lot of things, it's timing.

It's luck. Right place, right time. But if you're there at the right place at the right time, you got to be able to do the job. So when that door opens, you've got to hit the ground running.

>> When opportunity meets preparation, you're going to have a good outcome. But timing is everything. Uh but when I say luck, timing is in that ball of luck because >> right >> great timing equates to great luck which can usually equate to some good success.

>> Well, let's go back in time now that we're in the green room because obviously right now you're crushing it. Now before you were crushing it, what were you doing? What was your line of work? Did you ever work in the corporate sector? Were you like working for the man, so to speak?

>> No, I never worked in the corporate sector. I was always an entrepreneur. You know, I wanted to play baseball and football in college and that didn't work out. Nobody wanted to pay me to play.

>> You got a free education. >> Yeah. I'm guessing. >> Yeah. But I didn't finish because I was so arrogant that I thought I was smarter than my professors. So, left school, uh, carried a briefcase around with me thinking I was a businessman. So, it was kind of a fake it till you make it.

>> Do you remember the year I had a briefcase, too? I think it was like 1990. >> It's about then. >> Briefcase. That's funny. I don't know if he does he might do that anymore. I haven't seen a briefcase. I think they're in the Smithsonian. I don't

think anybody has those anymore. >> Also, I don't want to see a fanny pack on anybody or a man purse or shoulder thing. It's like the backpack or maybe it's leather if you want to make a statement.

>> Yeah. No fanny pack. But, you know, I my father was a was a commodity broker. >> Okay. >> And and so, and I grew up in a neighborhood. I'm from Queens, New York, so my neighborhood boasts Jamie Diamond from Chase, Donald Trump, you know, a lot of very aggressive business people.

And we kind of had a lot of those people that we used to look up to. And and actually >> the biggest claim to fame was uh just a few doors down from me was Jordan Belor of uh Wolf of Wall Street. So maybe wow, maybe not the best >> mentor, but there were a lot of

takeaways from his grind that were inspirational. And so, uh, I just wanted to be a businessman and, uh, somehow I fell into wound up getting into that role.

>> So, when you want to be a businessman, you realize you're going to be a coat and tie guy. Now, nobody really wears the ties. Sometimes they do. You don't have to. Uh, denim jeans with a nice light jacket, expensive belt. That's the way I'm rolling. I see you're in tennis shoes. Everybody's in tennis shoes. But

for a while there it was like you know I would say 98 2000 the only guys wearing tennis shoes with suits were like you could get away with that in LA nowhere else. Now life has changed.

>> This is all CO related. >> Yeah. Is it really? >> Here's what happened with CO. Here's what came from CO. >> Did you catch it?

>> No. No. I never had it. Uh oh. I think I might have had it but but it never really affected me. >> Did you get the shot? >> Uh I got two shots and I never got any more.

>> Same here. Two and I'm done. By the way, if I could I'm going to talk to you at CVS. Quit asking me if I'm going to take the shot. The answer is no. I'm not. >> And I'm not either, by the way.

>> We're done. >> I know right now. Let's just talk about what you're doing at the moment. Like, what is your career path? Do you own several businesses? Do you just do one?

What is your thing? What did this business guy that started off as a model? And God knows what you did. We're not even going to get into what models do. I mean, y'all just look at each other. We're all so hot. Uh, let's just kiss. Uh, but you know, and I'm guessing you got married at some point.

>> Yeah, I did. So, I want to know how the wife worked in. Did you have the career when you had the wife or did you get her afterwards? >> No. So, I was in business and of course in up until my up until I was 40, I stayed single. Uh >> 48. I'm right there with you.

>> There you go. Well, I'm not 48 anymore. But the point is I was in and this is a part you'll love because I think we probably met back then, but after >> I was a model, too. After I after I opened the model business here, uh I bought a building because I wanted to be in commercial real estate downtown.

Okay. With a nightclub called Karma. >> Yes, I have. We have met. >> I thought so. So, and so >> yes, I think I taught my way in a couple of times.

>> I had the modeling agency upstairs. >> Yeah. >> And then I had the club downstairs and then it became the Mark. And anyway, long story short, uh I wasn't married during those times cuz >> I've got to say cuz you were a bad man.

>> I don't know about that. But now I'm not saying bad. It's not a moral. You were just a guy that was single, having a good time. >> Yeah, it wasn't in my mindset at the time. But I also knew that I also knew to become a more serious >> Did we date the same girl,

Carrie? >> Um, I need a last name. >> Can't I'm horrible with that. She was an Atlanta Braves girl. >> Uh, no. I don't think >> the model for a model for Evian Bottle Water.

>> Okay. No. >> Okay. Different girl. Carrie, I'm not coming after you again. I'm married. I'm happy. But go ahead. All right. So I thought, all right, >> that doesn't mean that there aren't others, but >> no, no, probably are. Well, that's

incredible. So if there's any advice you could give to the listeners and the watchers of red, white, and green, what would that be? If if you're thinking, if you have an idea, is there any advice you would give? Can I curse on here?

>> Yes. Don't believe your own That's definitely number one. You got to get some perspective from some mentors. Get some mentors, you know, get some perspective. You should still believe in your dreams, but don't believe your own I mean, that's, you know, I mean, it's really easy for us to get

caught up in convincing ourselves of certain things that we want to believe because they're easy. And get uncomfortable, you know, because if you're not uncomfortable, you're not getting anywhere.

>> I think that's the best thing you've said, and I haven't heard anybody say say that. It's like pushing the envelope. If you're uncomfortable, you're in uncharted, you're in a good spot, you're in uncharted territory.

You're not relying on on what's easy. >> Big success is not comfortable. >> There you go. Unless somebody passes away and leaves you a big a big chunk of money, uh, no one is going to tell you that their journey was comfortable.

They're going to tell you that their journey was blood, sweat, tears, sacrificing baseball games with their kids, sacrificing romances, and and >> and not just that, >> not having a dog.

>> Well, a lot of people can't have a dog because you got to come home every night. >> I'd rather have a dog than have most friends. But and my friends know that about me and they appreciate that. But the the reality is you fall off track and lose momentum is the lack of

consistency because in today's world, >> you know, if I would if if social media would have been around back in the karma days, you and I would be in prison, much less standing here.

>> Yes. No, we would be. Yes. And >> thank God nobody had a camera. >> The reality is people can't stay focused to be consistent every day. >> Yeah. You know, all the people I know that are really successful do the same thing every day. And I know it sounds boring, but that's how you chart your

path. And if you if you don't do that and you're just a little all over the place, say, "I'll get to that the next time." And you're not consistent. >> You're all over the place.

>> You're all over the place. And it's going to be really hard to land in a really successful position not being consistent. >> Well, since you've already cursed, we're just going to say BS instead of instead of your word. No, I don't care. I'm fine. He said I don't know

what his problem is. He's a cursor. No, let's just both give the point ready at the camera and just say don't believe your own BS. >> Don't believe your own BS.

>> Don't you do it. It's the red, white, and green room. In the green room, although it's red, white, and green cuz we love America. We love money. Thank you very much, Brandon Lewis. Thanks for having me.

>> Yeah, you're welcome. >> So, you did a great job by the way in the green room with Lewis. He's he's quite a character. >> Dude, I didn't know he owned the clubs.

I know who that guy is now. At first, I >> he was an owner in Click Models. Didn't know that either. >> He dated a lot of models. >> Oh wow. And I dated a lot of Hooters girls.

>> That's fantastic. Know the guy is self-made. Looks like though he never had an issue. He just had a job that did not allow him to maybe have the wife and the kids. And sometimes you have to make that decision. And if you have the wife and kids early and realize that, hey, you're out there chasing the money,

you're chasing the buck. You're just not going to be around as much. So you got to make it count. >> Yeah. I mean, that's what people forget. like to make big money. Yeah. Takes big sacrifice. None of it is easy. So, every week on the show, Steve, we love to bring people and you were talking about

this in the beginning that you're going to do a station for spring break. So, I want to give you the get the green here. The money hacks for the week cuz spring break is right around the corner. Let's just talk first about flying because if you are going to fly and there are a lot of destinations that seem very popular,

a lot of people want to do a direct flight. And it isn't just the time of the year. It's basically I'm going to put this up on the show in here. It's called positioning flight. And what that means is, and there's a great website out there that hack hacks these airlines, is that if you wanted to fly

to basically Cancun >> and you did Atlanta to Cancun Direct, it would cost X amount of money. >> If you said that, I'm willing to do a layover in Fort Lauderdale, >> price is going down cuz now you're in almost half.

>> Yeah. You're inconvenience. And nobody wants to do that with family. Little kids, you want to get directly there. But if you've got time and you can hang out at a bar at an airport and just be in another city for an hour or two, why not take the layover?

>> Those layovers are only an hour. >> Yeah, they're not bad to those destinations. You get your kid a uh a blow pop at the uh at the convenience store, let them run around, get some juice out. You know, you know what's funny about the airplanes, by the way, is that every kid is cute until it's

your screaming kid on the airplane. Then it's not so cute, right? >> Not cute. A lot of apologies. Sorry. I mean, whatever lie you got to tell, but you're either way your kid's crying and people do start to stare. It's not cute.

>> Yeah. Look, I can't lie. A couple times I've been like, "Shut that kid up." And I remember I used to have kids and I shouldn't have said that, but >> just shutting off. I didn't say it out loud.

>> You want to get kicked off an airplane? >> So, best times to fly, Steve, for spring break are going to be Tuesday, Wednesday, and Saturday. Actually, >> yeah.

>> Worst time to fly. >> Friday and Sunday. >> Friday and Sunday. >> Right. So, so take a midweek flight. So, maybe you don't do seven days. Maybe you do four, right? And that's going to be a big difference um in your wallet. I like that.

>> Um now, this is going to be my big tip of the week. If you're going to get a hotel, don't go through Expedia or any of those big internet places. >> I always thought, and I'm being serious here, I always thought they save you money. They they will help you out. It's like if you don't have somebody to book

your travel, you don't have a travel agent. I don't even know if there still are travel agents, but I always thought that that was a cheaper route. You think that, but you got to realize all hotels have to reserve rooms for all those websites.

>> So, you're better off actually calling the hotel and saying, "Hey, I'm going to be there for 4 days. Do you have any rooms? Are you sold out or are there any rooms available?" Even rooms that you might give to one of these internet type places >> and bring that up

>> and bring it up. And you'd be surprised that you may be able to get yourself a room. Now, I'm going to give you the real tip, which is complain. Once you get to the hotel, here's how it works, Steve. You go down.

>> Some people are too embarrassed to complain, but I think you're gonna tell us it's a science. >> Well, you get to the room and you go down. You say, "Look, I'm here with my family." >> Yeah.

>> It's It's the kids are screaming already. There's all kinds of mold in the shower. I can show you. And And I'm I'm worried in here. You know, it could be problem for our health.

>> They don't want to do that. And because all the other rooms are sold out, guess what are the last rooms that get bought? All the expensive suites. And when my kids were about 7 years old, we got bumped up in Marco Island and stayed in the presidential suite >> cuz it was all that was available.

>> It was all that was available. They put me like my kids slept on one side of the suite. We slept on the other side of the suite. It was it was unbelievable. But >> daddy's over here. We're fine. It's just a bigger room than our house.

>> You've got to complain. And two, this is the most important thing for food. You've got to hit the grocery store before you hit the hotel where you get completely annihilated. Especially at the fancy schmancy resorts is when you are you have nowhere else to go except their little one breakfast place and the

gift shop. >> That's pricey. It's pricey. >> And you say, "Well, how much is a latte?" >> 14 14 >> for a latte. You got nowhere else to go.

But that's where you get your kids the the Doritos, the Ruffles, let them get a whole bunch of stuff. hitting the grocery store is really, really, really important.

>> We like the snack bars. We like the Uncrustables for our kids. Those work great because no kid seems to like crust. >> So, if you're going to do this at the last minute, we'll put this up on the show as well. There's a great website and app called Cluke. K L O K. And

almost think about it like last minute tickets. Like, I don't know how people buy sporting tickets, but you want to go to gametime.co. Gametime.co. You can get lastminute tickets. All the fees are included.

That's what Cluke is for things like hotels. >> Did not I never even heard of Clue. >> So, you got a station, but my advice to you might be, hey, you might say to your kids like, "Look, I looked this up. This thing is 50% off.

>> Why don't we just hit it for 2 days? We'll just go to a hotel." Well, you don't know that you couldn't do a local resort or something like, you know, that's driving distance. It doesn't necessarily have to be that you fly somewhere, but you might be able to get a hell of a deal in a couple days and

everybody gets out of the house. >> Cluke. K L O O K that is I'm memorizing that one. >> Last thought in here is hit the places at the beaches where people don't go. So you know you and I you and I here in Florida we know everybody goes to 3A.

>> That's where everybody it's Panama City disaster with everybody drinking and that's PCB is always been but try something different like maybe Pensacola and Pensacola you're still going to have really nice beaches still going to have warm weather but you're not going to have quite the same prices that you'd

have in Destin. >> I think you have a point. and 38. >> I have never heard anybody brag about going to Pensacola. But you're right, it's the same beach, same stretch of water. It's just not where everybody wants to be.

>> On the other side down here, as an example, is you go to Mexico Beach, >> right, which people are like, "Didn't a hurricane hit that?" Yeah. It's all built up again.

>> Yeah. >> Or I go down to Port St. Joe or one of those places down there. Yeah, that's right. You know, where'd you go? Oh, we went to France. You're like, "I went to Port St. Joe." You know, I mean, it's not that exciting, but >> it doesn't matter. Vacation and kids

don't care. They want to have fun. >> In the end, let me just tell you this. Having raised three kids, here's what your kids what will remember if they're under 10 years old. It's two words. The pool.

>> The pool. >> That is what they're going to remember. And I can tell you that like to waste to go to like a super expensive resort where your kids are in the pool all day and you're like, "Remember when we took you to this $1900 night hotel and stuff like that?" They're not going to

remember. They're going to remember we had a great time in the pool. >> I know. So, just get them a pool. stay at a Marriott that has an indoor pool and they're not going to know the difference wherever you go. You want a spring break at the pool.

>> It's fun. I like indoor. >> All right, so hopefully you can use a couple of these things. Save yourself some money on spring break here. Every week, uh, we bring you this to get the green. Next week, I'm going to show you how to make $1,000 fast. I wanted to do it, but I got some great stuff coming

around this. When we do the show next week, I want to talk to you a little about what's happened with kids in America, Steve. They don't want to take over the family businesses anymore. and so much more because every week on Red, Whitehand, and Green, go to that website, red, white, and green.com. Our

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