The Million Dollar Trap: Why Your 9-5 Keeps You Poor & How to Find Your Unclaimed Cash

Hey everybody, this is Ted Jenin and welcome to the Red, White, and Green Show. Did I tell you that I love capitalism? Of course I do. There's nothing better than making money. Some of you might not want to hear that, but that's what this show is all about. It's about financial advice for people who

love America, and I love America. here with my co-host, Southside Steve, because it's capitalism, man. We get to get up and do what we do every day. >> That's it. I mean, look at me. I'm wearing a high-end golf shirt because if you've got money, you can go play that course.

>> What does that What does that mean? A high-end golf shirt. >> It's spy glass. >> Oh, fancy. >> Spy glass. Fancy.

>> Wasn't that a famous quote of yours? Like, I do what I >> Well, I do what I do when I do it. >> I do what I do when I do. >> I do it. So, I have a shirt and you could go to.com which you if you want, but I just sold one and a hat literally yesterday. So, I was pretty excited

>> in eBay. >> Yeah, I just I mail them out myself. I've got all the shirts downstairs. I have a shirt room and a hat room like this hat right here. Uh they get Yeah, come on stuff. So, that's just what I do, but it's the shirt's like I do what I do when I do it.

>> We had a great show today, Steve. We got so much There's so many people have been coming to this channel. Thank you so much for all you that are subscribing and watching this show. Please share it with your friends. People are coming to this uh all the time. We're going to talk about a lot of topics that you're

going to like. Today, >> I'm coming up in the news you can use with uh should you date your boss? Don't say anything yet. I knew this would be a topic that you would love. People actually Steve leaving America. I'm going to tell you why ultimately this is a bad idea, but the most in a hundred

years. Should you buy a car or lease a car? And uh we've got a a special guest, maybe the top guest we've ever had. >> Oh, the best guest >> on the Red, White, and Green Show.

>> This guy's successful and he's honest and he's kind and he's the hardest working guy I know. I'm just building it up. >> You're talking about Trump?

>> No. Well, other than him, this guy is equal to Trump. This guy could run the country probably as well as Trump and he gets up and works out in the morning. >> All right. Well, we're going to have that on in the green room. And then you must stay tuned for this money hack. I'm going to teach you today because there

is money that is sitting for you on the internet. Now, this is no scam that you can get right now. >> Don't tell me it's one of those things. I'm going to say this for the last time.

I don't even know why I'm advertising this. How would you like to make $1,000 a day? I see these apps all the time. Should I pay attention to any of this? >> This is completely legitimate stuff, Steve. I think we're going to blow people away. Ultimately, we're going to put up a full video on this, too,

because there's so many people I've talked about this privately that want to learn about this. So, we start off every week. I got two great stories for you today in news you can use.

>> I love when you rhyme. >> I know this is the America's money headlines, but this is a great story. I'd almost didn't believe it, Steve, when I read this the first time. The story goes like this. Should you date your boss? A new study shows just how much money it could make you.

>> Whoa. Okay. >> Now, I know that you know women, you know bosses, you know about all this kind of stuff. >> I love a female.

>> Before we get into the actual details. >> Okay. >> Should you date your boss? >> Yes. >> Yes.

>> Did you ever date your boss? >> Yes. >> You did? >> Yeah. I uh How that work out for you? >> One, it was like sales and it was like water treatment system. No. Long story short, no. You probably shouldn't do it.

But here's who you should date. Uh, fellow co-workers and interns. >> The boss can get you in trouble because it depends. First off, the boss has to be single. I do not believe in affairs.

>> You don't. Yeah, >> I don't I don't if you're going to leave. >> Yeah. Leave if you're going to leave. Yes. You do not do the cheaty cheat. Uh, but if somebody is single, and a lot of bosses are single because they give their life to what they do and they

don't have time for a family, then I think it could be good. Just realize if the relationship goes bad, you're not working there anymore. >> Yeah. Well, according to the Society of Human Resource Management, this is called Chararm is what they name it.

This is like it's where all the human resource people go to learn from other human resource people. It's Charmin. And uh basically, Steve, one out of four people right now is either dating a co-orker or dating a boss.

>> That's what the data says. >> That's high. So my question is if you date your boss, >> will it actually jump your earnings in your career or is it going to send you packing for another job?

>> It'll up you in the in the beginning uh if if it goes south, you're packing, I think. Or is it to the point that if you date your boss and they align and she she or he or professional, do they allow you to keep working there and just say, "Hey, it was fun while it lasted. We're great." So, here's how bad the numbers

are and why it should tell you not to date your boss. Because you're thinking, "Yeah, I sleep with the boss. I'm probably gonna get a bigger bonus, bigger pay raise, bigger promotion." The data shows when women, let's talk women first.

>> Yeah, >> cuz you might have been on to something. Women that date a male boss on average their earnings went up 6% over two years when they date the boss.

>> I would have thought it' been more than that. >> That's almost nothing. >> It's nothing. That's quality of life. stop dating the boss. What they found after the fact is that your income goes down by 18%.

>> So, let's talk about capitalism. You think you're laying out the N for, you know, you think it's going to get you somewhere. It actually doesn't jump your income that much >> and you can take a huge hit in your income or even like you said, they said, "Hey, look, you can't work here

anymore." All of a sudden, you're on a performance improvement plan that came out of nowhere because why? >> Because the boss is angry. Now, Steve, here's the more interesting thing.

>> Now, if there there are less female bosses than there are male bosses, when men date a female boss, the earnings jump up by almost 30%.

>> Hell yes. I mean, that's fantastic. >> And what does that tell you? >> Women are easier. They're cooler. >> I rarely find Southside Steve speechless, and today I might have caught him at a moment in here. What does What does that tell you about society?

>> Society. uh is is messed up. I mean, obviously women uh I mean, I don't know what to say. >> Yeah. Yeah. Well, I'm just saying to you, I'm about capitalism, right? So, I'm saying to women out there, it's a bad idea in general. But if you're thinking you're going to sleep with the

boss and thinking it's going to grow your income, your career, and your promotion, the majority of time it says no. And in fact, you're probably going to go backwards.

>> We live in a chauvinist society. And even porn, anytime you're watching porn, if you do, I'm not saying you should. >> There's not a thumbs up for porn. >> No, I'm just saying it's there.

>> And not at work. >> It's No, no, not at work. It's there if you need it. But most of the porn scripts are male boss and the woman doing something for the boss. That's the way it always is. Uh, I don't know about gay porn, so I can't answer to that, but I don't know what happens there. But I

can tell you that you got me mouth wide open because when a female boss, now I don't mean mouth wide open. I didn't mean it like that. But what I'm saying is if you've got the male boss and the and and the woman I I understand that dichotomy, but a female boss hooking a dude up 30% increase.

>> Rough. >> I I don't even know what to say to that. >> All right. >> I mean, I didn't think that existed. I mean, it just says the guy's getting it done and um she's probably married if it's a 30% increase because she's like, "Thank you for the fun time because I'm

going home to hell." >> And folks, this is the HR portion of the red, white, and green show, but we are teaching about capitalism. >> Can I tell you one other thing? I will tell you, couple of times I've dated the HR person. That's healthy because that keeps me out of trouble. I was at the

radio station and if you can go up and sexually harass the HR person and get away with it and she laughs, she's not going to take anything else serious when somebody comes to her with a legitimate complaint. And >> now you learn more about how to make money in the workplace. So, I've got a

second story for you because I felt like that one was going progressively sideways. So, >> it it did go a little sideways, but it's real life. Oh, no. It it happens all the time. All the time. Listen, co-workers bang each other all the time. Even at that, it's just a bad idea in general.

You know, it really is. It it hardly ever works out to be something good. Now, you might get married down the road and maybe it did work out that way, but as far as like we're talking about capitalism, growing your career, promotion, money, bonuses, hardly ever, >> you don't want to do anything that's

going to wreck that cuz you're putting in a lot of hard work. >> So, I saw a second story in here that really shocked me. And basically since 1935, there has never been a time in history since that almost a hundred years that more people have left our country to move abroad and live in

another country. So while we say and I think this and I think it every day, I live in the greatest country in the world. I get to get up every day. I go to work. I can create whatever I want. I can make as much as I want. Yet more Americans, this is the first year that we have experienced negative net

migration, meaning more people left this country than more people came to this country. And I actually don't think it's political. I really don't >> see. And I would have thought definitely political because you see the, you know, people that have a degree of fame, they put it out there. I'm leaving America. I

can't deal with this. And they move to France or wherever they go. >> So here's what came out of this article. Okay. The long-standing issues that are facing Americans today, most of them are around housing, >> which we could argue today if you're in your 20s, you got a hard time buying a

home unless you're you're living in the middle of nowhere. >> Well, would you say buy that home because the rent's so high that you're paying a house?

>> You can't. That's the problem. You know, when you look at a place like Atlanta where we are in the starter homes in the basic city are seven $800,000. >> Yeah. It ain't even just coming up with the down payment. You got to be able to afford that mortgage and all the fixings that come with the house, too. Health

care, which I just renewed up the health care for our companies. And I was blown away that the premium more than $2,000 a month. That's before your HSA and before your co-pays and before they rake you over the coals. You're talking for most families, it could be $34,000 a month for healthcare.

>> Wow. And then just in general, the cost of living, food, dining out, entertainment, our stupid tip culture, too, which yes, I'll say that. I hate it. I really do.

Steve, I really hate the guilt tipping in America. >> You're talking about where you go up and somebody you're picking something up and they turn it around. Do you want to tip 5, 10, 15, 20% or other? And they haven't done anything for you. I'm talking about to go food they want you

to tip. Well, I was in Perk the other day, which at Perk is like one of those local coffee chains, >> and um a very uh non-denominational person served me a coffee. I really wasn't sure if it was a man or a woman.

I'll just say it that way. I could not I could not tell. So, I'm just going to say non >> That's where you go. >> Non- denominational.

>> Are you a dude or chick? >> But basically, I got a latte and you know one of those places where you're like, "Well, what do you want?" Like, "Give me a large." It's like, "Sir, we only have one size." I go, "Give me the one size then." >> Yeah.

>> Why'd you ask me? Just don't make me look stupid. If it's large or small, give it to me in one cup and just tell me it's a large. It It is what it is. >> But they spin the damn tablet around.

>> You know, hate that. >> First of all, the latte is like $7.30. I'm like, are you joking? >> Yeah. >> And then all they ask you is a stupid question and they say, "Sir, the computer would like to ask you a question

>> for me." >> Yeah. It's for you. Is this a survey on coffee beans or uh what kind are serving crowers here or something like that? No, it just shows three buttons. And the problem with the three buttons is it used to say 10, 15, 20. Yeah.

>> They used to say 10, 15, 20. Now what they do is they they mind you. >> Really? >> Yes. And I know I said that, but it's the truth. Here's how they do it. They know that if I give you three numbers randomly, >> you're going to choose

>> you're going to choose the one in the middle. call. It's always the middle. >> The low one they go cheapy. No, you're >> cheap.

>> The big one, you're like, "Hey, I ain't no high roller." So, what they do is they squeeze it. So, it was 20, 22, and 25%. Then way down in the corner, a tiny button. It's about a tenth of this phone. It said, "Uh, no tip.

>> No tip. >> No tip." And they're watching. You're going to click that little button in the corner. >> Yes. I do it. I do it at the ballpark.

the little kid that's 16 years old handing my kid a pretzel or a burger that's already been cooked, they flip it around on you. >> So, I'm just say Steve, for in general, this is a side topic on here. Guilt tipping is wrong. It's got to stop guilt.

>> You tell me. Where are people moving to? >> That's a good question. I'm going to guess uh France, Switzerland. I hear that's great place to move to. >> Canada.

>> Canada. Okay. >> What else? Give me two more. >> Two more. What's I know one guy that moved to Mexico and he was the only one going that direction with everybody else illegally going the other. Uh I would say Spain uh and maybe England.

>> All right. >> Because you speak the language. >> You got three out of five here. >> Okay. >> Here's what it is. Mexico. Lot of expats moving down to Mexico. Mostly living costs. I mean, we've been down to Mexico.

>> Yeah. >> I mean, the peso goes pretty far down there. I was down in Mexico City a couple years ago. Your dollar goes pretty far. Canada just because of cultural familiarity, you know, obviously people speak French up there, but jobs, healthcare, families. Spain is

right. People like the vibrant culture. Um, Portugal was one of the top countries that are out there. And I'm going to tell you the number one the number one growth country in the world that Americans are moving to. New Zealand.

>> New Zealand. >> Yep. Yep. Because basically there's there's only two things there. There's homes and sheep. That's it. So, New Zealand is making big incentives to get people to move there. I'll give you the the stats, Steve. 6 years ago, 5,000 people left to go to Portugal. This

year, it's expected to be almost 50,000 people to go to Portugal. >> That blows me away. It really does. Is it because there's like, you know, like in England, I know, where everything's taken care of, you know, as far as medical and stuff, you don't have to deal with that.

>> Well, a lot of people will apply for dual citizenship. that helps out with healthcare. College costs are a big one because when you live in some of these uh countries, university as they call it is nothing or extremely cheap. And here people are going, I'm paying 20 grand a year for private high school. I'm paying

80 grand a year for private college. Like those those costs are all part of people's finances are out of control. So this is why I said I really don't think it's political. I think people are looking at housing, health care, college costs, and the overall cost of living and saying, "It'd just be cheaper for me

to live somewhere else." >> Well, that is why I love sitting right here with the red, white, and green show because I learn every week. Let me tell you, I would have blamed that on political all day long. And I think you're right. After listening to you, it does make sense.

>> Where would you move to if you went to Mexico? You got a place in mind that you would go to? >> I mean, do I need to be near the border towns where I can get into America quick? I don't want to go deep into Mexico. Not too deep where the cartels may hang out. Uh I got to be near a

resort. I got to be just outside a resort, maybe. >> Yeah. Listen, >> and and I'm thinking, uh God, name a couple places. I'm trying to think where >> Well, you can go to Cabo. You can go to Aapulco. Mexico City is, you know, bigger than New York.

>> Yeah, I've been to Mexico City. Yeah. There's a place that I go Where are those little Mayan ruins? Those little pyramid guys, you know, where you just walk up. Oh, no. There's a place in Mexico. They're just not. They're made out of adobe brick.

>> It's near It's near Mexico City. I think >> that area. I've gone to resorts in that area. I kind of like that area. Talking about Pontani. >> Cancun is very commercial. Yeah. Uh but Pontacani or to Pontana?

>> Paakana. >> Okay. I think that is that that ruins the American or No. Is >> that where the ruins are? >> All the ruins are there.

>> Ruins are there. I like it. It's kind of like living around 2,000-y old monuments. So, I could do that. >> Well, listen. Uh, this is why we give you news you can use. I mean, maybe this is something you need to explore, except I'm going to tell you something that people are missing and why it makes no

sense. Steve, uh, yeah, costs are lower, but the opportunity to drive your income is not there. There are a lot of expats that try to have jobs. The jobs are still working or in the United States.

Try to get a job there or build a business and grow it big. In most places, even Costa Rica, it ain't that easy. Talk to people that have been there. is still the greatest country in the world to start a business and be a capitalist and grow your wealth.

>> That's what I was going to say. Anybody moving there, they almost have wealth, right? And then they just want to leave cheaper. They want their money to go further. But you're right. If I'm working, this is the greatest country by far to make a living and to be an entrepreneur in.

>> All right. Well, that's some news you can use. And every week on the Red, White, and Green Show, we talk to you about they didn't teach you this thing, Steve, that that you did not learn in high school or college. Or maybe you still haven't learned it.

>> That depends on your >> I notice because I talk to people every day and I go, "Stop being stupid. This doesn't make sense." >> Is that just the way you say it?

>> Yes. I I've made stupid mistakes and I have to basically wet towel people, slap them with it and say, "Don't be stupid." >> Mhm. >> But a lot of people ask me now because car prices are out of control that in high school, do you remember learning the Pythagorean theorem?

>> Yes, I think I do. >> And you forgot it now. >> Yes. But what is the theorem? This is the whole a^2 plus b^2= >> c^².

>> I do. I got as far as algebra and then geometry and then I was done with math so I didn't advance to algebra 2. But I do know what you're talking about. >> So the average new car today will you guess the price? The average new car >> 60 grand.

>> No 50 grand. >> Oh, I was high. Thank God. >> 50,000. That this we're not talking about with all the upgrades and everything else. $50,000.

The average used car now is almost $30,000 for a used car. >> Now, that's good for people selling an extra car or that maybe you have that college car of your kid.

>> Yet, here's the number one mistake that Americans make and you know this because you have done a lot of sponsor work with car dealerships and stuff like that. They walk in asking this one question, which is, "What's my monthly payment?" >> That's all they care about. And I'm going to say for everybody watching,

red, white, and green, that that is the single worst question to be asking when you walk into a dealership, because every finance person and salesperson in a dealership, if you give them a number, they'll basically have a piece of play-doh and they will they will work that thing around to get you into that

car, that number. >> So, never ever ever tell people that number. And that starts the whole process of thinking about do you buy or lease a car? cost. The average new car payment today, this shocked me, Steve, is $730 a month.

>> That is obviously very high if I even look back 10 or 15 years a month. >> Yeah. Just that's that's nuts. People want to find themselves in that three four $500 range.

>> So, I've got an idea for everybody here. I'm going to sell you an investment today. >> That investment, you're going to give me 10 grand and I'm going to make you a guarantee that in in two years it'll be worth seven grand. You want in >> 10? What? No. No, I'm gonna give give me

10 grand. I'm gonna guarantee you in two years it'll be worth seven. >> No, I'd want it to be worth 14, >> right? Well, that's what happens with a car every single time you get a new car.

You buy a car today for 50 grand, in 2 years it's going to be worth about 70% of the value. Meaning that you got a $50,000 asset that's now $35,000. >> But Ted, I love that new car smell.

>> There's like spray for that. Now we can spray the new car smell, but it it think about it. Nobody teaches you this in life. You want to own appreciating assets. You don't want to own depreciating assets, right? I don't want to own things that are be worth less than they were when I bought it.

>> No, >> I want to own thing. Oh, duh, Ted. That makes sense. And why do you do it? >> Why? >> Riddle me this. Riddle me this.

>> Riddle me this. >> Why? >> Why? >> Why do you go and spend 80, 90 grand on a car? I could have wait. It's a beautiful car and I can afford the payment. It fits in into my bills. They gave me a payment I could afford.

>> Right. So that's a backwards way to do money, Steve. >> Yeah. >> When you buy a new car and you give them that payment, now we know, we talked about this. There are 84 and 100month loans, >> which is insane. It always used to just

be 60 month. >> 20% of all loans made today at car dealerships are 84 months. >> That's crazy. which means people are turning in their car, right, to buy a new car before they even paid off the loan on the old car. That's the upside down pineapple cake way to plan your

finances. >> Yeah. >> Doesn't make any sense cuz then you carry one loan into the next car and then another loan into the next car before you're like, gosh, I got a lot of debt on this car.

>> 100%. >> So, you're going to take out a lot of debt on something that's guaranteed to lose money. >> Hey, man, talk to me. I'll help you do that all day long if you want. That's it's dumb. But you know that's that is what people are doing in a dealership.

Why? Cuz you impress your neighbors. Do you think you look cool? >> I don't know. I'm with you. Do you look cool? You've been in the same car for a minute and yours does look cool.

>> I haven't now, but I'll make a confession. Oh boy. >> Until I was the age of 50. I never had a new car. I bought used cars for the first 30 years of my life. Starting with the uh Dodge that I had. It was a It was a bad one. It was a Dodge Shadow that I started with, you know. I love it. I've

had some cars, too. I have tended to buy the new vehicles and I've also done two leases. Leases worked for me. We had somebody reach out on our social media on the red, white, and green talking about the lease. I'll never do it again.

I'm like, I got a Wrangler, a 95 to 97. That's a Jeep. Everybody wanted me to go a little four-wheeling with them across the stream or do this. I'm like, I can't even get this thing dirty. I got to turn turn it in in two years. And I kept it pristine, but I didn't enjoy what that Jeep was meant for, but I kept it nice.

And if you keep it nice, it works. >> You've done it. But what does leasing really mean? Let's talk about the other stuff. >> You're borrowing something and then you're paying to you're paying to have it and you're it's it's a money loss, >> Steve. Almost everybody that's watching

this program has probably leased or rented an apartment, right? Yes. >> So, it basically means you get to live in it, which is kind of what happens with the car. You get to use the car, >> drive it, >> right? But if you bang it up, you got issues. You're not building any equity,

right? You don't you're not owning anything. Nope. >> And then your hope is that you eventually can get out of that apartment and maybe trade up or trade into a different or better apartment.

>> Yeah. >> So, where does it make sense for people to lease? Where do you think it makes sense? >> Well, obviously not living uh in a in an apartment or a home. Um I would think it would make some sense for somebody in business if the mileage works on a car.

I do think that could work. Uh, I can't imagine leasing space for a business >> cuz you don't want to buy the brick and mortar. You never know how long your business is going to last or do you get bigger or smaller.

>> Most of those leases, it's 12 to 15,000 miles a year you can drive. So, if you're a low mileage driver or you have one car in the family that's low mileage, that could make sense for a lease. Yeah. Um, two, you're you're a technology person because every two, three years the check technology changes

in these cars and% you want the latest and greatest. So that could make sense as well. You're not building any wealth with leasing a car, right? You're not making any money. And by the way, if you wreck the car at all or even if you ding it up, >> you better read the fine print because

it could cost you a ton of money at the end of it. And think about buying out the car at the end. No way. >> Yeah. >> I would say nine 99 out of 100 times that's the dumbest thing in the world to do. It makes no financial sense whatsoever. None.

>> Here's the issue, though. Either way, whether you buy a car or lease a car, don't negotiate the payment. Negotiate the price. Because when you get into leasing, a lot of people say, "What can you afford monthly?" That's not the question I want to ask you, Steve. What I want to know is what does the car

cost? Yeah. >> And then we can run the numbers of what the lease is going to be >> and why does that? >> Yeah. Cuz I can make whatever number I want to work on the car. So my general rule of thumb on this, by the way, is that,

>> you know, there are a lot of Americans that are at Starbucks and you kind of don't get broke on Starbucks. People kid around that. Where you get broke is when you have two, three cars, you have payments of thousands of dollars a month and you either have an asset that doesn't have any equity at all.

>> Or you're almost guaranteed to lose equity. >> Yeah. >> If you buy a used car that's two years old, okay, most of the depreciation is worn off. You can get an extended warranty. You still have most of the regular technology that's in there. And

that's going to be for me, I did it for years. I think your best bet to, you know, keep money in your pocket. >> I wanted a high-end car. I got a Range Rover at one point in time. I bought it.

It was >> Are crap holes. >> Yeah. At 50,000 when that when that that little insurance policy runs out on any mechanical anything, that thing falls apart.

>> It's not the wheels on the bus go round and round as the wheels on the bus fall off and off. It is a rotten car at that level. Like it's almost like there's something internally on a Rover that when the extended warrantied ends, there's like a little button says warranty ended. I I had one at one time.

Brutal. >> Worst move I ever made. I'm sorry, Range Rover. It was I used to call it the thousand store. Something would break in the car. I go down there. $1,000.

>> Let me talk to our sales guy. Yeah, Range Rover is not going to We're not going to be able to endorse that. We we we just ruined that one, >> sir. They said, "Uh, you you've got this small suspension bag in here that isn't exactly working like it should." >> How much? A thousand.

>> I do. Yeah. I'll give you a bag. >> $1,000 store. >> Yeah. I like the two-year thing cuz people do turn turn in leases. And it also I just want to point this out. I did something I've never done. I bought my truck for cash, but I went in and uh the dealership worked with me and I got

I got all the the truck marked down because I was going to pay cash. So what I was going to lose driving off the lot, they pretty much brought it down. So there is negotiation there.

>> So what just tell people in here? Cars are not investments. For a few people it is. I get it. There's like older muscle cars. >> Sure, >> it's transportation. And if you really want to build wealth, buy used overtime and drive the car longer. I'm sorry your

friends won't like look at you in the you're going through the neighborhood and stuff like that, but do you care about what's in your bank account or what your neighbors think?

>> Yeah. and valet will laugh at you, but that's okay. >> That's all right. >> Yeah. >> I mean, didn't it work for Eddie Murphy and Beverly Hills cop? He said, "All this happened the last time I put my car in here." Whatever.

>> Be careful with it. Be careful. This is my Nova. >> All right. Well, that's this uh this week's They didn't teach you this. Think about that the next time you buy or lease a car. And next up, I heard we have a great guest on today as we enter the green room.

>> It's awesome. I love interviewing the people in the green room. everybody we talk to has failed maybe and and finally hit it. Uh they talk about how they got there, what they went through to get there, and how they built their wealth.

I think it's a great way to learn to talk to an actual individual. So, I love being in the green room. But today, I'm bringing in somebody that uh wakes up thinking about uh other people, not himself. He thinks about what he needs to get done. He gives the wife a kiss and said, "If you want more, I'll see

you at midnight." And then he goes down and works out. He he takes his kids and he's brought his kids into the businesses he's made and he's educated them and taught them the ways of the world that America is the greatest country and money rocks. Money, you got to love money so you don't waste money.

And that guest is Ted Jenin of the host of the Red, White, and Green. >> I mean, I almost named 10 other businesses you're involved in. We wanted to do this because there were a lot of people that are leaving us comments or they've been hitting us up. We're going to do a little fan mail at the end of

the show. Something interesting. >> We need to >> They want to know like how did I get where I I got today. >> I saw you come up. I only know what I've seen. And uh by the way, Ted is one of my best friends 100%. Uh he's a he's a ride or die guy and I can tell you he's

the most honest person I know and he's the only person my wife will let me blindly go play golf with. Uh and that's true. Very true. But when you know somebody like you, you want to bring people to you and be within your orbit because you know that you're going to take care of them and and and it's for

whatever you do. But when I met you, you had done radio in Atlanta. >> Yeah. >> You had started a company. I knew that you had worked for American Express and you had started a company called Oxygen Financial and you were smart enough to pay an extra fee and basically you're a

pioneer. you were one of the first ones that said, "I'll advertise, but I want a weekly segment." >> I never liked this Saturday Guy retirement shows, you know, uh that were on the sort of avitorials. And so what I talked about is this concept of integrated programming, which is I don't

I don't need to discuss anything. I just want to be part of the show cuz people people do business with people, not necessarily businesses. Right now, Apple's so big, it's just it's a business. But when you're a local business and you're growing, >> you can't replace your reputation. So,

you want people to get to know you. And that's how we did it. We went on radio. Most people wouldn't have made a six figure investment that that I did. But it told me one of the principles of making money that the single best investment on this planet is you. If you're not taking 2 to 3% of your income

and investing it in your skills, competencies, education, uh your business, or whatever it is, you're missing it. >> Yeah. And I thought I couldn't believe it when I heard and you started on a station called Rock uh 100.5 and it was on the regular guys morning show. When

you came in, I knew that you had done work with a sports show. >> Yeah. >> And and and you had the right chops. Some people aren't able to do what you were able to do and and talk about themselves in their business in that setting. But I was like, "This is cool

what you were doing." And I was learning every week by what you were talking about the same way you can learn from the Red, White, and Green show. Um, which is to me, you've hit the cherry on the Sunday with this. But your story, I mean, how did you become rich?

>> You grew up humbly with I'm not trying to go back, but you where did it the fire burn? >> I I I'll tell you this. So, my mom uh was a fifth grade school teacher.

>> Um, my father unfortunately took his own life uh when we were kids. And um when my mom sent me off to college and uh you know she basically said there's nothing here for you so you got to go figure it out. I remember graduating college thinking that all I really had was a water bed.

>> I had one too. Weren't those great? >> I had a great water bed. >> Me too. Mine was waveless done on the water bed. But it was a great water bed. >> You had to have rhythm to >> and uh I had a drafting table that one of my buddies gave me and that's it. I didn't have anything else. And I moved

into section 8 housing in Boston. And uh I went to work for this company. I remember my boss telling me, my very first boss in the business, because you need great mentors, by the way, if you don't have a mentor, whoever it may be, you need somebody who's going to mentor you along the way to show you the ropes,

so to speak, no matter what you do. And he just said, "Kid, your job is to outwork everybody in here." >> Wow. >> He goes, "If you work seven days a week and you do that for the next year, you're going to find out that you're going to be 100% ahead of the people

that are in front of you." And it's where I learned this very simple uh philosophy. He was at my desk one day, Steve, and he said, "You ever ride a bicycle?" Yeah, of course I did. He goes, "There's only two pedals on a bicycle, right?" >> Said, "Yeah." And he goes, "Let me tell

you what those pedals are. One pedal is motivation and one pedal is discipline. >> And for everybody in America, the motivation pedal, it wears out. So, if you want to be really successful in life, you got to be willing to do what you have to do when you don't want to do it and nobody else will do it.

>> I love that and that's what we're going to talk more about. But your success story is incredible. 11 businesses that are all thriving and you deal with them pretty much through a day. The last question I would have for you for today and this show, when do you chill? When do you ever just say, "You know what?

I don't." What about Sundays? >> No. No. Sunday is a work day >> when you play golf or do anything. >> Well, that's all right. You know, I would say the only I'll tell you what I do. The only time I really chill, and my wife asked for this, and I I owed it to her to do it, is that when we walk the

park or we go other places, I have to have no devices. >> Okay. >> The reality is if I have a device around me, >> you're on it.

>> Yeah. You're going to be second. Uh it's just going to be that simple. I got my computer in front of me. I got my phone. I don't care who you are. you're going to be second cuz I'm going to be doing something. So, I have to get rid of the devices. So, anytime I get rid of the device, like if I golf or something, I

put my phone in my bag. >> Yeah. >> I I'm going to have a great time, you know. But if that if that my computer, my phone's around me, I'm not listening to you though.

>> Vacation, you don't have your devices. And I assume you work on flights. Oh, yeah. Cuz you fly constantly. >> All the time. >> And you work on the plane.

>> Yeah, I work all the time. If I get a chance, get an edge, I'll do it. >> This is the host of the Red, White, and Green Show. His name is Ted Jenin. And all we're going to do is push knowledge on you and teach you. We want you to be as successful as he is and as I'm trying to be. And we're going to do it

together. Subscribe. Let others subscribe. This is the only place where you're going to get true knowledge. Get to hear from people with success stories in a green room and understand how you can make your dollar bill go farther and love America, baby. And that ends our interview in the green room with Ted

Jenin, host of the Red, White, and Green Show. >> Yeah. Now, Steve, we're gonna get the green. >> It's okay. Green.

>> I want to get the green. Everybody's trying to get the green. You make me give speeches because I'm so impressed with you and your and there are people like you and I and I just want to say you align yourself with like others.

Like you said, your partners are just as intense as you are. >> Oh, yeah. Yeah. If you hang around Lee Heisman, who you saw on the first episode of the Red, White, and Green Show, he's a maniac. Yeah, that's a guy you might want to go and watch episode one cuz he never stops either.

>> You want to do business with him, you don't want to eat with him. I've never seen him eat a meal more than 30 minutes. So, you don't want to be hanging out with him for dinner. But, >> but he's a maniac. A lot of people think that if you have money, you don't care about still picking up pennies and

nickels, but that's completely untrue, Steve. And I unlocked something this weekend that I think is a great money hack. And I was just hacking around with this, but a lot of people don't realize that in United States there is a universal lost and found. I'm not talking about your baseball hat or your

scarf or your mittens or your shoes like you would be at school. But there is a central depository that can tell you every bit of money that you left somewhere that you're owed. It's called unclaimed property.

>> I love it. >> Have you ever heard of that? Heard of that before? I'm writing it down cuz I don't forget. >> Every state has one, but an unclaimed property.org, you can literally go in and you can check yourself. You can check your

spouse. You can check your parents, dead or alive. >> You just put in your parents. >> Yeah. >> You're really basically just putting in your last name and your first name. And if it's a business, you can put in the business name, but all you really need

to do is put in your last name, your first name. You check a box and then it's going to list out all the money that you're potentially owed >> from anybody businesses you dealt with or things you purchased or >> Yes. So, let me give you some examples that I went through in here. One time I

lived in Ohio. I was living in Cleveland >> and sometimes when you leave an apartment or a house, you might have paid a final bill uh to the gas company or the electric company and maybe you paid a little bit too much and then the money should have got refunded but they sent it via check and then you had left

that house and they didn't forward the check and then where did it go? where >> basically sits in the universal lost and found >> called unclaimed property.

>> And I was showing our producer this today. I was showing him about this cuz I did this and I go, I'll be damned. >> How much money? >> East Ohio Gas >> owes you money >> owed me. It just says more than 50 bucks. It doesn't tell you the exact

amount. It generally says like under a dollar, under $5, under $50, over $100. And basically all you have to do is click a button in there. It says add to cart.

>> Mhm. >> You hit add to cart and then you basically check out. You have to authorize that this is actually you. In some cases, depending upon the money, you'll have a form to print out. You'll just have to get it notorized basically being that that's your signature and

that's you. And then you send it on and they will send you the money. >> Do you have to give them the social your social security number? You do. But you think but this site is fine for that.

Not all of them, by the way. And some of the smaller amounts, like I did this with Georgia. >> Yeah. >> There was somebody that owed me like under $5 and it just basically they're like, "You're going to get your money in a couple of weeks."

>> Never heard of this. >> I'm giving people this. This could be the single best homework exercise because remember, it's not just you. There are people that die in your family. Could be brother, sisters, unfortunately. Could be mom or dad.

Could be grandparents. And then it's like, God, you know, I wonder what else they might have. Well, sometimes it could be big money. There are dividend checks that came in the mail that never got cashed. Well, where did they go?

They don't just expire. They don't just expire. >> What about stocks? >> Yeah, exactly. Could be stocks. Uh, it could be like the Home Depot owes you $5.

I'm telling you, I'm coming for it. >> I've seen this on there from medical companies like Anthem and other big >> Yeah. >> medical providers. Certainly your utility providers. Uh, but my wife I did this for and she's like, "I don't have anything in there." And you know what I

found out? >> What? >> Lululemon somewhere. She had a credit or something. It just whatever might have happened. And so now there's something more than $50 that's coming from Lululemon to our house. And I said, "If

I hadn't checked this, there would have been $75 maybe in space forever." >> Forever. That is the coolest thing. Unclaimed property.org. Now, if you put an unclaimed property in Google and you you put in your state, it'll bring up your state one as well, cuz there's sometimes a national repository. Yeah.

>> Doesn't catch everything. But what do you do this weekend? There are so many people that tell us out there in America, I'm broke. I don't have money. I can't afford groceries. I need money for my rent. Well, go to unclaimed property. Do it for your family. By the way, do you know who's in this business

that's making tons of money? >> No. >> Attorneys. >> Cuz they're the ones that make you pay. >> Yes. They send you a note. They go, "Listen, we think we found $1,000 that may be owed to you." What? $1,000? I didn't even know where that was. How'd

you find it? Oh, we can't tell you. We can't tell you how we found that money, but if you sign a contract to pay us 30%. We'll go get it for you. Well, what are they doing? They put your name in the unclaimed property. Yeah. They're printing out the form. They go, "Steve, we found it. We're going to mail you

some forms. All you have to do is sign it and get it notorized. We're going to get you that money. Aren't we the greatest?" No, you're not. You're taking 30% of my money.

>> I say we get in that business. >> I would love to. >> I tucked in Tom Smith. I must know a thousand Tom Smiths. I'll go get that money for Tom Smith tomorrow.

>> Tom. Tom. Ted Jenin here. Got you some money. >> Can't we hire some interns from Georgia State or something? And what we'll do is we'll say, "Hey, look, it's a great job.

Pays $22 an hour. We got to go in. We're going to find this stuff. You got to sign, by the way, a non-compete, non-solicit, and everything. Don't >> can't talk about it.

>> Don't steal our and sell it in the dorms. >> Not allowed to. >> But what a great business. >> That is awesome. I've got a nephew that's parking cars. We'll get him on it. First employee.

>> So, what you need to do is take your uh father-in-law >> Yeah. >> and then search him up. This will >> make him happy.

>> Make it say, "Listen, I think I found $1,000." >> Yeah. >> That you didn't have. >> How about that?

>> I'm getting smarter every day thinking about it. >> Every day. What do you think of me now? What do you think of me now? >> We're going to do a big YouTube on this for you so you can see it screen by screen, shot by shot. Check out the YouTube channel that we're on. Subscribe

if this is your first time watching this. But that is how you get the green. >> That's meaty. >> All right, we're going to do one one fan mail before we uh map this out. We've been getting people and by the way, a lot of you are commenting. Thank you.

Feel free to send in questions to us and soon we're going to have an a Google number that people can dial into and uh leave us stuff. But we had somebody that came in and basically said with all the things going on, this is the question in Iran right now, like where is the best place to invest during a war? Oh, that's

a great idea because technically we're in one. We said that we're not going to deal with them. We're going to finish the job. That's a war. >> When you generally bomb somebody, it's war.

>> It's war. >> Yeah. Nobody's like, "You bomb me." And it's like, uh, that was fun. >> That was a skirmish. >> Hit me with a couple other Scuds. We'll be happy. We'll be friends after and uh, you know, have a beer.

>> No, >> not going to happen. But when you're looking at war, Steve, generally speaking, the number one place to start adding money into is either things like gold and silver, >> okay? or adding money into things like defense companies.

>> Yeah. >> Okay. And when you look at all the big ones, and I'm not saying to buy one specific one, whether it's RTX or Northrup Grumman or whatever it may be, but when there's a depletion of missiles or anything that's related to war, >> they got to make new ones.

>> They got to make new ones. >> They do. And we are depleted. I think there was a joke Trump made about, hey, we're going to have to go got to get the assembly line going.

>> That's right. So, who's going to make money during those times? uh the military complex, >> any companies associated with it. And sometimes you can find companies that may be really really good that aren't always publicly traded. A good example is like Shield AI. A lot of people

haven't heard about Shield AI. They're the number one maker of military drones in the United States. And so if you think about warfare in the future, do you think it's really going to be nuclear or is going to be people putting chemicals into drones and just dropping them into little areas? Drones are all

you hear about on TV now. That's how people are are fighting in the military. >> I love it. I think you're right. Wow. Shield. What? Shield. I got to get that. Shield AI.

>> Shield. Shield AI. All right. Great question. By the way, send in fan mail all the time. We're happy to answer it right here on Red, White, and Green. And if you like the content we're going through today, always subscribe to the channel. Hit Steve and I up with comments. Even if you're dating your

boss, >> uh Steve will give more advice. I got that. >> Check out all the shorts. Our shorts are doing really well on YouTube. Steve, check out all the shorts we're putting together. Our production team is doing a great job with everything that we're

doing on the show next week for Red, White, and Scene. Uh we are going to talk a little bit more about the Middle East oil prices and what you should be thinking about for your gas tank. A lot of people ask me, Steve, like, "How do you buy life insurance?" I'm getting this question that people think they're

getting ripped off, that all these people are calling them and buy it. What should I do and what shouldn't I do? And much, much more. If you want to get great at your finances today, go to exitwealth.ai, get our financial coach for free. You will improve your finances dramatically

in just a couple of weeks if you use it every day. And as always, we're going to have a new upgrade on the red, white, and green.com channel. You'll be able to get all the episodes, interact with them. Just so much that's going on with that. But thanks so much for joining us every week on Red, White, and Green. We

love giving financial advice for people who love America, talking about capitalism, and helping you have a fatter wallet and a bigger net worth. We look forward to doing it every week.

Thanks. >> Yeah, come on.